Your online guide to making money, saving money and living life on your terms.
Your home insurance voluntary excess is the amount that you will pay out of your pocket, before receiving claims money from your insurer. You pay a voluntary excess on top of any compulsory excess set by your insurance company. The level of voluntary excess that you select for your policy should depend upon your … Read more
Setting a monthly budget involves listing your income and your current expenses to see what money you have left at the month, if any. After that you revisit each item of your spending and decide whether it’s OK, if you need to spend less on it, or cancel it altogether. There are several different … Read more
Pyramid schemes are bad news for people who want to make money online; they’ll set you on a path to lose money. A pyramid scheme will generally involve you paying an initial fee to join a business opportunity, with an ongoing cost each month for inventory. The fundamental way you make money is through … Read more
Let’s get straight to it; my top tip for saving money on your home insurance each year is to use a price comparison site to make sure that you get the absolute best price for the level of cover that you need. Sounds pretty straightforward? Well, yes it is, but alongside this obvious money-saving … Read more
Scams are prevalent online today, and the best way to protect yourself is to do your research before you click on a dubious link or take an online action. In this article, we’ll cover the top ten ways that you can prevent being scammed online. Disclaimer: This article may contain affiliate links. If you … Read more
The best way to consistently save money on your car insurance policy in my experience is to use a price comparison site every time your policy is up for renewal. The average price of a car insurance policy in the UK is £471 per year according to the Association of British Insurers (Q4, 2019 … Read more
There are two main ways to pay off debt quickly; the debt avalanche and the debt snowball methods. The debt avalanche involves listing your debts from the highest to the lowest interest rate, so you first repay the debt that has the highest interest rate. This method works well if you want to minimise the … Read more
We all know that to some degree, saving money is a good idea. You never know when you might face an emergency that hits your wallet hard, or when an irresistible opportunity may come your way that requires some funds. But what are the best ways to save money and where do you start? … Read more
People often associate spending less money with living a frugal life involving deprivation and frugality. For chunks of my life, I also shared this view as I chased after money rather than what was truly important to me. However, every time I had ‘had it all’ on paper, I was generally miserable. In fact, I … Read more